Health Benefits Simplified Coverage for small teams and the self-employed. Book a conversationBook a time

Health coverage that fits your life.

Whether you are self-employed, between jobs, working for a small business, or simply looking for a better option, we will help you understand what is available.

You do not need to know the difference between a deductible, a copay, and coinsurance before you talk to us. That is what we are here for.

Two ways to think about it

Most of the decision comes down to one trade-off

Every option balances what you pay each month against what you pay when you actually need care. There is no version where both numbers are low. Anyone who tells you otherwise is selling something.

Pay less each month

A lower monthly cost, with more of the expense landing at the point of care. This suits people who are generally healthy, who want to keep their fixed costs down, and who can absorb a bigger bill if something happens.

Pay less when you need care

A higher monthly cost, with more protection when you use it. This suits people who see a doctor regularly, who manage an ongoing condition, or who would rather not carry the risk.

Which one is right depends on your household, your health, and your budget. We will walk through the specific options and what each one actually costs you in both directions.

Who this suits

Built for people without a group plan

Self-employed

Coverage that does not depend on an employer, and does not disappear when a contract ends.

Families

One decision that has to work for everyone in the house, including the people who never get sick and the one who does.

Priced out

People who had coverage, watched the monthly cost climb past what the household could carry, and need a different answer.

Start with a conversation

Tell us a little about your situation and John Nadasdy will come back with the options worth a look. No obligation.

Health sharing is not insurance and is subject to member eligibility and guidelines.