Common questions.

The monthly figures are published on the pricing page, for every bundle and every household size. What changes the number is the bundle you pick, the unshared amount you choose, and, for the Concierge bundle, whether you are under or over 45. No quote is needed to see the numbers.

Five bundles: Basic Copay, Copay Silver, Copay Gold, Preventive HSA, and Membership Concierge. The copay bundles set a fixed amount for everyday visits. The HSA bundle pairs with a health savings account so everyday care is paid pre-tax. Within each, a higher unshared amount buys a lower monthly figure. Every bundle is open to individuals and to groups of any size.

Yes. Household coverage is available, and the specifics depend on the option and your circumstances.

Yes. We work with employers to look at coverage for their teams. Send a roster and we will come back with numbers for your actual staff. See the employers page for how that runs.

Almost certainly. These bundles are open access: you can see any licensed doctor, specialist, or hospital in the country, with no referral. Billing runs through the PHCS network, the largest independent PPO network in the United States, and using a PHCS provider keeps your out-of-pocket cost lowest. Give John Nadasdy your doctor’s name and it gets checked before you enroll.

No. These are not marketplace plans and there is no subsidy. You can enroll any time of year. Preventive care is included at no cost, and the major-medical portion is health sharing. Health sharing is not insurance. The side-by-side table shows where the two differ.

Any time of year. There is no open-enrollment window for these bundles. Your start date depends on when you enroll, and John Nadasdy confirms it with you at enrollment.

That is exactly why we are here. Most people start there.